Retirement living is a significant concern for most seniors. It is especially so if they suffer from a chronic illness that could affect their daily lives. Below is an excerpt detailing how seniors with long-term conditions can organise their post-retirement lives.
Understand Your Medical Needs
A mistake made by some seniors is downplaying their illnesses. During the early stages of any disease, you are likely to experience mild symptoms. As such, it would be tempting to skip your medication and recommended therapies since you do not experience severe side effects. However, this is not recommended since you risk severing your symptoms over time. Therefore, consult with your doctor to understand your illness. For example, you should inquire about alternative therapies that can reduce your dependence on pharmaceuticals. Additionally, check the short-term and long-term effects of your disease. It will help you track the progression of your condition.
Choose Suitable Accommodation
It is probably every senior's dilemma. Although you would want a fun-filled lifestyle as you age, you should always prioritise your medical needs as your choose your retirement accommodation. Below are a few ways how:
- If you wish to age in place, renovate your home to suit your medical needs. For instance, lowered shelves, anti-slip mats, and rails can help out with mobility issues.
- Consider the need for a caregiver. The primary benefit of a personalised caregiver is that they understand your needs and can work with your doctor to ensure you are comfortable at home.
- If you wish to move into a special facility (such as a retirement village or assisted living complex), assess the experience of the medical staff at the facility.
- Consider your long-term medical needs at an early stage. For example, as your condition deteriorates, you could wish to move into a nursing home or hospice.
Organise Your Financing
Keep an eye on your finances and assets. Most seniors will want to hold on to assets that they are sentimentally attached to. For instance, they would wish to keep a family car or the family home. This might not be advisable if you do not have the finances to maintain these assets. In the long run, they might depreciate to a point where they cannot attract buyers. If possible, let go of these assets when they are still valuable. If you have sufficient finances, invest in profitable ventures such as government bonds. Besides, you should have the best medical insurance on the market. The benefit of health insurance is that it protects you from spending a fortune to manage your illness.
Seniors with long-term illnesses should understand their medical needs, find suitable accommodation and organise their financing. Talk to a retirement community to learn more about retirement living.